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Loan Fees, are they negotiable?

Yes, fees are negotiable, but only to a very minor degree. It costs money to obtain and process loan applications and somebody has to pay for the cost. There is so much competition in the lending industry that massive profits, and the ability to negotiate a lower fee, is not present like it used to be. Therefore, trying to squeeze the lender for lower fees has the potential for minor gains only, though there are several ways to reduce some costs and protect yourself from gouging.

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