Where can you go to get a loan?
Mortgage Bankers offer a variety of mortgages and some offer computerized loan origination networks, which list all mortgage programs, rates and fees offered by a variety of lenders. Mortgage Brokers will work with almost any borrower, even those with sketchy credit. Mortgage brokers work with almost any lender to find an "appropriate" mortgage for the homebuyer and they do all the paperwork. Banks, Thrifts, or Savings and Loan give loans to buyers with "B" and below credit ratings.
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